UNUM Insurances

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Life Insurance

Term life insurance and compensation for accidental loss of life or limb is available to full-time (37.5-40 hours per week) faculty and staff. Coverage is only available for the employee and is provided at 2.5 times base salary to a maximum of $700,000.

Supplemental Life Insurance

Additional term life insurance and AD&D insurance may be purchased by full time faculty and staff (37.5-40 hours per week) for themselves and their spouse. You may choose up to 4.5 times your annual earnings (maximum $500,000) for yourself and up to $500,000 for your spouse.

Emergency Travel Insurance

 Worldwide emergency assistance services are available for employees and their family members while traveling.

Short Term Disability

Coverage for full-time (37.5-40 hours per week) faculty and staff for illness or non-work related injury, certified by a medical provider and UNUM . If approved, benefits begin after you have been unable to work for 10 consecutive calendar days and may continue to a maximum of 26 weeks. The plan pays a benefit of 100% salary replacement for those hired prior to 7/1/09 and 66-2/3% salary replacement for those hired after 7/1/09. Individuals receive payment through the College payroll system, which means deductions, can continue.

Long Term Disability

Coverage for full-time (37.5-40 hours per week) faculty and staff. The plan will pay a monthly benefit once the 26-week (180 days) elimination period has been met, with UNUM's approval. The plan pays a benefit of 66-2/3% of basic salary up to $5,000 per month, less any other benefits one may be qualified to receive.