Lunch & Learn: Managing Student Loans & Debt

In this session, led by Assistant Director of Niner Finances at UNC Charlotte and Champlain College alum, Nadine Jones, attendees will dive into key topics including repayment plans, prioritization, debt consolidation, and communication with loan servicers, to help them make informed decisions about managing debt and student loans:

• Learn how to locate your student loans, identify your loan servicer, and understand your total balance
• Understand how repayment applications work, including common reasons for approvals and denials, and the importance of communicating with your loan servicer during life or career changes
• Explore the differences between federal and private loans, repayment plan options, and how to apply, and strategies for prioritizing which loans to pay off first
• Gain insight into interest rates, debt consolidation, and various repayment pathways

About the speaker:
Nadine Jones is a 2025 Champlain College graduate with a bachelor’s degree in Integrative Professional Studies and minors in Finance, Social Work, and Business. Jones is a certified personal finance counselor dedicated to expanding financial literacy within BIPOC and low-income communities. At Niner Finances, she helps bring financial literacy awareness to students across campus by hosting workshops and guiding both new and returning undergraduate and graduate students through essential money management topics. She supports traditional and nontraditional students as they build strong financial habits, understand their spending behaviors, and work toward the goals they set for themselves. Outside of work, Jones enjoys fellowshipping with friends and relaxing by any body of water, especially at sunset.