The College offers the opportunity for employees who are scheduled to work 20 or more hours per week to defer into a tax-deferred investment plan. Individuals have the option of choosing their investments through TIAA and a ROTH option is available.

Employees can elect or modify individual contributions by logging into Oracle HCM. Please use the step-by-step Changing Your 403(b) Contribution for guidance. 

You have access to a number of financial wellness and support resources via TIAA Financial Consultant Rick O'Brien, as well as financial advisement services through Hickok and Boardman and Melanie Brown, (802)-488-8715.

For more information related to financial wellness and saving for your retirement, review "No Match? 5 ways to keep saving for your Future" to continue to take charge of your future and financial planning needs.

Go to TIAA website to access tools and calculators by clicking here.

Champlain College has a Roth deferral option with its 403(b) Plan. This can be elected at any time through Oracle HCM. A Roth option allows you to have your contributions taken on an after-tax basis, which means a qualified distribution is taken on a tax-free basis.

Annual notices required to disclose the defaulted investment option.

Visit TIAA website.