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The College offers the opportunity for employees to defer into a tax-deferred investment plan. Individuals have the option of choosing their investments through TIAA and a ROTH option is available.

Employees can elect or modify individual contributions by logging into Oracle HCM. Please use the step-by-step Changing Your 403(b) Contribution for guidance. 

Go to the TIAA website to access tools and calculators by clicking here.

Champlain College has a Roth deferral option with its 403(b) Plan. This can be elected at any time through Oracle HCM. A Roth option allows you to have your contributions taken on an after-tax basis, which means a qualified distribution is taken on a tax-free basis.

Annual notices are required to disclose the defaulted investment option.

Visit the TIAA website.